PENERAPAN MODAL INTELEKTUAL DAN TEKNOLOGI DIGITAL TERHADAP PERKEMBANGAN UMKM DI KOTA PANGKALPINANG: STUDI KASUS PADA PENGUSAHA GEN Z. Indonesian Journal of Accounting and Business, [S. l.], v. 6, n. 2, p. 14–25, 2025. DOI: 10.33019/ijab.v6i2.108. Disponível em: https://www.ijab.ubb.ac.id/index.php/ijab/article/view/108. Acesso em: 11 sep. 2025.